London Life 房贷专家为阁下提供优惠利率（注：London Life所有产品包括房贷，Broker或本公司以外的人士绝不可代理，如果从非正规途径拿到或者对外公布本公司利率的我们将保留法律追究的权利，特此声明！）
office905-660-9414 ext.352(please do not leave the message)
Rates are provided for information purposes only and are subject to change at any time.
At the time of application we cover all fees for our clients including appraisal (if needed). There are no application fees/broker fees etc.
London Life’s mortgage is a standard mortgage and not a collateral charge.
London Life is part of one of Canada’s largest financial services organizations. London Life is a subsidiary of The Great-West Life Assurance Company. Together, Great-West and its subsidiaries – London Life and Canada Life – serve the financial security needs of more than 12 million people across Canada and have $218 billion* in consolidated assets under administration. Our publicly-traded parent company is Great-West Lifeco Inc.
In addition to its domestic operations, London Life participates in international markets through London Reinsurance Group Inc., a supplier of reinsurance in the United States and Europe. London Life, Great-West and Canada Life are members of the Power Financial Corporation group of companies.Ratings
London Life has received strong ratings from major rating agencies.
Our current ratings:
|A.M. Best Company
|Claims Paying Ability
|Insurer Financial Strength
|Moody’s Investors Service
|Insurance Financial Strength
|Standard & Poor’s Ratings Services
|Insurer Financial Strength
London Life has been in the mortgage lending business for more than 135 years. Financing a home may be the biggest financial decision you ever make. Use our expertise to your advantage—we’ll help you make the right decisionsMortgage Payment Options
We offer payment options to fit every budget. You can save thousands of dollars in interest and pay your mortgage off sooner by simply increasing the frequency of your mortgage payments.
In most cases, choices can include:
- Accelerated bi-weekly
- Accelerated weekly
Use our [color=#00ff !important]payment calculator to discover which option best fits your needs.Selecting an Amortization Period
In many cases, you can select an amortization period of up to 30 years. Although a 25-year amortization period is a common choice, it’s not your only choice. A shorter amortization period can save you interest costs.Prepayment Privileges
Use our [color=#00ff !important]payment calculator to see how our prepayment privileges can save you money over the life of your mortgage.
Double-up payments: Pay twice your regular mortgage payment on any payment date. This surplus is applied directly against the principal balance of your mortgage and saves interest costs.
Increase payments by 15%: Once each calendar year, you can increase your regular mortgage payment by up to 15%. This saves you interest and helps you build up home equity faster.
Annual payment: Pay up to 15% of the original principal balance in a lump sum, once annually.
For example, on a $100,000 mortgage:
$15,000 at end of first year**
* Savings assume interest of 10% for 25 years
** Regular payments of $894.49 continued after annual payment
Amounts shown are approximations only and are intended solely for educational purposes. Please consult with a London Life Mortgage Planning Specialist to see how our different payment options might fit your budget. Actual mortgage applications are subject to approval and London Life lending criteria.